Credit Card & Betting Sites

Credit Cards have been the first form of electronic payments as they date back to the 1950’s. Every UK bookmaker that accept debit cards also accept all major credit cards like Visa, MasterCard and others. In this guide, we will be looking at what are the betting sites that you can fund with credit cards and also what are the related fees, restrictions and times.

Please feel free to use the table below as it will help to determine what is the best betting site for credit card transactions. Later on, we will also look at the main features of credit card betting so that you will be able to gamble securely and quickly. If you want to know more about depositing with a debit card, check our dedicated guide to this payment method.

Betting Sites Accepting Credit Cards

 888 Sport  Min Dep: £10 | Min Withdrawal: £3 | Fees: 0% | Withdrawal Time: up to 6 days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Ladbrokes  Min Dep: £5 | Min Withdrawal: £5 | Fees: 0% | Withdrawal Time: 3 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Coral  Min Dep: £5 | Min Withdrawal: £5 | Fees: 0% | Withdrawal Time: 2 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 BetVictor  Min Dep: £5 | Min Withdrawal: £10 | Fees: 0% | Withdrawal Time: 2 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Betway  Min Dep: £10 | Min Withdrawal: £10 | Fees: 0% | Withdrawal Time: 1 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 William Hill  Min Dep: £5 | Min Withdrawal: £5 | Fees: 0% | Withdrawal Time: 3 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 ComeOn  Min Dep: £9 | Min Withdrawal: £10 | Fees: 0% | Withdrawal Time: 2 – 7 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 SportNation  Min Dep: £10 | Min Withdrawal: £10 | Fees: 0% | Withdrawal Time: 3 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Betfred  Min Dep: £5 | Min Withdrawal: £5 | Fees: 0% | Withdrawal Time: 2 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Unibet  Min Dep: £5 | Min Withdrawal: £15 | Fees: 0% | Withdrawal Time: 3 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Betfair  Min Dep: £5 | Min Withdrawal: No Min | Fees: 1.5% (0% Withdrawal) | Withdrawal Time: 2 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Paddy Power  Min Dep: £5 | Min Withdrawal: £10 | Fees: 0% | Withdrawal Time: 2 – 5 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

 Betsafe  Min Dep: £10 | Min Withdrawal: £20 | Fees: 0% | Withdrawal Time: 3 – 6 Days

18+ years only | T&C’s Applies | Please Gamble Responsibly visit BeGambleAware

When you pay with a credit card, you are authorising a charge on your account. In the past credit cards were only issued by banks but today even supermarkets and third-party companies are issuing the credit cards. The vast majority of credit cards in circulation are powered by Visa or MasterCard, but there are also lots of American Express and Diners Club.

All the top betting sites are accepting all the major credit cards however AmEx and Diners Club are typically excluded: the reason is that they do have far too high fees.

When you deposit some money into an online betting site with a credit card you should expect to see the funds credited immediately into your betting account. The majority of withdrawals, however, will take between 2 and 5 days and are due to normal banking processing times. Sometimes there is an additional time to wait due to bookmakers’ processing times.

Funding an online betting account is entirely legal in the UK however it can happen that initially your account gets blocked as the bank wants to verify you are making the transaction. Betting sites might be targeted with fraudulent activity and are a more sensitive industry. Everything, however, can be resolved quickly as you just need to tell your bank that you are confirming the transaction and to put a note in your account.

Betting With Visa and Maestro Credit Cards

Since gambling in the UK is legal, you can fund any betting account via credit card. The only reasons why you might not be able to use a credit card to fund your gambling activity is due to the following reasons:

– Your bank is registered in a country where betting is not legal, for example in the US. In this case, you might want to use an e-wallet like PayPal or other similar services.
– You have previously asked your bank to block any transactions to betting sites, or the bank has placed a temporary stop on related transactions due to a fraud check. In this case, a simple call to your bank should resolve these issues.
– Your credit card might not be suitable to make cash transactions. In this case, you should try to use another payment method or get a different credit card.

How To Bet Using Visa & MasterCard To Fund Betting

Gambling in the UK is completely legal if you are doing it with a licensed UK operator. Differently, from a debit card, you don’t have to have a positive balance in your account when depositing with a credit card: as long as you are within the level of credit, you can take mo, but obviously, you will have to pay it back and also with interests in some circumstances.

As we have mentioned earlier when you make a transaction towards a betting site, this is recorded as a cash transaction, and for this reason, you will have to pay cash fees. Those types of transaction are classed separately from interest-free purchases, and you might also be liable for interest.

Making a credit card transaction is really simple as all you need to do is entering your card details in the betting site form. Firstly you will enter your name as it is on the card, then the billing address, the card number, expiry date and ultimately the CVV code. If you have made online transactions in the past, you will know that you will be asked that this is a security measure to ensure you actually hold the card.

History Of Bank Credit Cards

For the history of credit card see our debit card guide by clicking here.

Countries Where Credit Cards Can Be Used For Betting

Similarly, you can find the countries where credit cards can be used in our debit card guide.

Credit Cards Security

You will be pleased to know that using a credit card is one of the most secure payment methods online. In fact, credit cards are even more secure than debit cards: when you make a transaction using a credit card you are effectively borrowing money, and this means that the credit company is liable by law: if funds are lost or stolen the company will need to cover the costs under the Consumer Credit Act valid in the UK.

So let’s imagine the worse that your betting account get hacked. In this case, you will be protected for losing your deposit funds up to £1,000. To reduce further the risk of being hacked, if you are making lots of online transactions, it makes sense to use an eWallet provider: in this case, you will reduce the amounts of times you are entering your financial details and therefore reduce the opportunities to be hacked. If you have an Apple device, you can also use Apple Pay which works in the same way as an eWallet (like Neteller).

Credit Card Charges

When using a credit card, you are liable for three different type of charges. It is essential to be conscious of those as fees on credit cards can really become substantial:

Cash Charges – When you do cash transactions with a credit card you might be charged additional fees. It is essential to check these up front as funding a betting account is considered a cash transaction.
Cash Interest – when you do a transaction you pay interest. Some purchases are interest-free, but this is not the case for cash transactions
Bookmaker Fee – some bookmakers are charging a fee for this transaction. We think that if this is the case, you should change bookmaker as this is not fair in current days. All the betting sites we have listed do not charge fees.