Horse Racing Faller Insurance

Horse FallingOne of the biggest disappointment when betting during the jump season is having your horse to fall at a fence before even having a go to try and win the race. Horse falling is happening more frequently than you might think considering that Coral alone during the last National Hunt season has refunded bets on 1,062 horses that fell during selected races!

Jump races are held during the whole year while the National Hunt jump season lasts from mid-October until the end of April. Even if generally the National Hunt is less prestigious than flat races as it has lower prize money, it does boast the two biggest races in the world with the Aintree Grand National and the Cheltenham Gold Cup.

In this page, we will look at the bookmakers that are giving the best insurance if your horse will fall. We will also advise which races to watch out for and what are the best strategies to bet and win with faller insurance. As always we will also take a look at the principal terms and conditions regulating this offer and what to pay particular attention to. If you are looking for racing free bets, bonuses and money back and best odds guaranteed also take a look at our other racing offers pages to find out all the necessary information.

Best Faller Insurance Bookmakers & Betting Sites

CoralCoral  – Money Back If Your Horse Falls

Coral has without any doubts the most reliable faller insurance of the industry. This betting site has been running this promotion for years now, and it gives back to customers a significant amount of money every season.

One of the most famous refunds happened in 2015 when fancied and backed Annie Power was a full six lengths clear at Cheltenham but fall at the last fence. This fall cost punters around £40 million in winnings, but punters who backed the horse with Coral didn’t lose a single penny up to a £25 stake.

You will be pleased to know that this popular Coral offer is back for the 2018-19 National Hunt jump season: there will be at least one jump meeting a day, normally more, where Coral will offer the faller insurance. If the horse will fall or if something else happens that he cannot finish the race, then your money is protected up to £25: you will get money back as a horse racing free bet which will be valid for 24 hours. The offer does not apply to horses that pull up. Refunds are made on win singles and the win part of each-way bets. In addition to this promotion, you will also be able to get a free bet club with Coral. Those two offers, especially if you have several bets a week, can deliver added value to your gambling activity. Coral Full Review.

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888-sport 888 Sport Money Back If Your Horse Falls

888 Sport are offering faller insurance in at least one jump meeting every day throughout the season. Meetings that will qualify for the insurance are advertised a month before to give punters the best chance of planning your racing bets. Similarly with other faller insurance offers you will get your win stake amount returned (or win part of an each way bet) if your horse is brought down, the jockey is unseated, or the horse falls.

It is available for at least one jump meeting every day and you will be able to know which are the meetings selected a month in advance.  As with all other faller insurance, you will get the money back if the horse you have picked will not complete the race.

The insurance will refund up to £25 in the form of unrestricted free bet token that you have to use in a week. The faller refund can only be claimed once in every race at a qualifying meeting.

888 Sport is one of the few betting sites that are also offering acca insurance on horse racing which is available on 5+ multiples. 888 Full Review.Join Now Button

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BetfredBetfred  – Faller Insurance

It is not surprising to see that Betfair and Totesport are also running a faller insurance offer which is valid during the hurdle and steeplechase national hunt jump season in the UK and Ireland.

The offer is available on selected races and meetings daily, and similarly to the other bookmakers, you will get a refund up to £25 (no minimum stake) if your horse will fall, brought down or unseat its jockey. The returns are given as a free bet, and it is valid for up to 7 days.

As if this wasn’t enough Betfred are also offering the best promotions for Lucky bets and even other money back second, extra place and enhanced terms promos. Both Betfred and Totesport are sponsoring lots of horse racing, and the reason is that they are great racing bookies and have top-notch promotions for their members.

You will also get the best offers for Lucky bets of any bookmakers with money back second, extra place and enhanced terms promos. It is not surprising to see that Betfred is sponsoring lots of horse racing as it is a great bookie for this sport. Betfred Full Review.

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How To Make The Most Of Faller Insurance

If you are regularly betting on horse racing, it makes absolute sense to take advantage of those deals when they are available. Typically you can combine them with other offers such as best odds guaranteed and enhanced odds deals and really add value to your racing bets.

National Hunt races are run on larger fields and are usually longer than flat races: for this reason, the faller insurance can be beneficial as the conflict between horses tend to happen more often, and many falls or jockeys are being unseated. Another thing to consider is that since the National Hunt is over the winter falls and slips are more common due to wet and muddy tracks. As if this wasn’t enough hurdles races have smaller fences than steeplechases, so fewer horses are falling.

Similarly to what we have said about Coral if you are also getting features such as best odds guaranteed and also enhanced places you can significantly add value to your horseracing bets. Don’t expect to find faller insurance on the Grand National but surely you will get it for the Cheltenham festival. For more information check our horse racing guide to betting.

Faller Insurance Terms & Conditions

  • Pulling Up – In case the horse pulls up with the jockey still seated than you will not get your money back.
  • Other Non-Finishing Reasons – If the horse does not complete for any other reason rather than falling, unseating or being brought down, then the bookmaker will not give you the refund.
  • Each-Way – In this case, you will only get a refund on the win part of each way bets. Tote bets, place bets and others will not be counted.
  • Stewards Decision – This is the only decision that will count for bookies.
  • Bumper Races – If a bumper race is included in a qualifying meeting then faller insurance should apply.
  • Refund – Normally refunds are given as a free bet or restricted free bet that can only be wagered on horse racing. Make sure you check the expiry time of the free bet as some will expire in one day while others will expire in a week. Some bookmakers will offer faller insurance with cash or promo cash refunds. Stakes are refunded only up to a certain amount which is usually £25.
  • Ante-Post – These type of bets do not usually qualify for the money back promotions. With Coral, for example, only bets that are placed on qualifying meetings from 6 pm the day before the race will be valid.
  • Disqualification – If the horse you have picked is disqualified then you will not get a pay regardless if he goes ahead and win or falls.


FREE BETS (18+, T&C's Apply, Gamble Responsibly)
BET £10 GET £30 FREE
888 sport 1 - Faller Insurance
New customers only – Minimum deposit of £10 using deposit code 30F - A qualifying bet is a ‘real money’ stake of at least £10 placed on any sports market - Minimum odds of 1/2 (1.5) - Free bets credited upon qualifying bet settlement and expire after 7 days - Free bet stakes not included in returns - Deposit balance is available for withdrawal at any time. General deposit method & withdrawal restrictions apply
william hill 1 - Faller Insurance
New William Hill online customers only. Min. unit stake of £10/€10 at odds of 1/2 or greater. Only the “win” part from EW bets will count. Free bet terms, payment method & country restrictions apply. Free bets credited as 3 x £10/€10. Free bet stakes are not returned as part of the settlement of successful free bets. All Free Bets must be wagered within 30 days. T&C's Apply, 18+ Only
bet365 logo - Faller Insurance
Open Account Offer - Up to £100 in Bet Credits for new customers at bet365. Min deposit £5 and 1x settled bet requirement to release Bet Credits. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply.
BET £5, GET £20 FREE
Ladbrokes - Faller Insurance
18+ New UK+IRE customers. Paypal and certain deposit types and bet types excluded. Min £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets. Free bets valid for 4 days on sports, stake not returned, restrictions apply. T&Cs apply.
Coral - Faller Insurance
18+. UK+IRE only. Min first bet £5 at odds 1/2 or more. Tote and Pool excluded. Must be placed within 14 days of account reg. £20 credited as 4 x £5 free bets. Not valid with Cash Out. Free bet valid for 4 days. Free bet stake not returned. T&C's Apply,
betvictor 1 - Faller Insurance
New Customers only. Deposit and place a £5 qualifying bet at odds of 2.00 or greater within 7 days of opening a new account; excludes cashed out bets. Receive 2x £10 Free Sports Bets, valid on set events only (1 at odds 2.00 or greater), expires in 7 days, plus a £10 Casino Bonus, expires in 7 days. Wager the Casino Bonus 40x to withdraw winnings. Credit or Debit card only. Geographical Restrictions. T&Cs Apply. 18+ Only
betway 1 - Faller Insurance
New UK & Ireland customers only. Min Deposit: £10. First deposit matched up to £30. 1 x wagering at odds of 1.75+ to unlock Free Bet. Credit Card, Debit Card & PayPal deposits only. Terms Apply | 18+
comeon 2 - Faller Insurance
18+. New UK mainland customers only. 2. You must opt-in to the £10 Free Bet promotion upon registration. 3. Minimum £10 deposit and qualifying bet required at minimum odds of 4/5 (1.8) in any sportsbook market, within 14 days of opening account. Each way bets do not qualify for this offer. 4. Min. deposit of £10 required 5. You will receive your £10 Free Bet Token within 24 hours of your qualifying bet being accepted. T&C's Apply
SportNation - Faller Insurance
New customers only. Valid once per customer. Bonus expires after 30 days. Offer expires 31.05.19. 7x turnover at 1.6 minimum odds before withdrawal. Skrill and Neteller deposits excluded. 18+ only. BeGambleAware
betfred 1 - Faller Insurance
Only available to new customers from UK & Northern Ireland. You must stake £10 or more at single/cumulative odds of Evens (2.0) or greater on your first bet. Free bet balance of £30 credited within 48 hours of your first bet being settled. Free Bets expire after 7 days. E-Wallet restrictions apply. Game restrictions apply. Maximum 30 Free Spins on selected games. Free Spins expire after 7 days. T&C's Apply. 18+. Please Gamble Responsibly
NetBet - Faller Insurance
18+ / Matched free bet up to £25 / Dep. & Bet £10 or more / Single bet only on any sport / min. odds of 1/2 to qualify / T&Cs Apply
BET £20, GET £40 FREE
unibet 1 - Faller Insurance
New customers only. Minimum deposit £10. Free bets credited, regardless of first bet outcome (win/loss), once £20+ qualifying sportsbook bet has been placed. Free bet available for use on any market. Horse racing is excluded from offer. Cashed out bets will cancel the offer. First qualifying bet only. Free bet offer will expire after 30 days. £20 Casino bonus credited next working day from first deposit and has 35x wagering requirement. 18+. UKresidents only. T&Cs Apply.
betfair 1 - Faller Insurance
New customer offer. Place 5 x £10 or more bets to receive £20 in free bets. Repeat up to 5 times to receive maximum £100 bonus. Min odds 1/2 (1.5). Exchange bets excluded. T&Cs apply.
paddy power 1 - Faller Insurance
Risk Free 20: New customers only, limited to one per person. If you’ve previously had a Paddy Power account, you will not qualify for the offer. Place your FIRST bet on any Sportsbook market and if it loses we will refund your stake in CASH. Max refund for this offer is £20. Only deposits made using Cards or Paypal will qualify for this promotion. T&Cs apply. Paddy's Rewards Club: Get a £10 free bet when you place 5x bets of £10+. T&Cs apply.
betsafe 1 - Faller Insurance
Huge Amounts of Live Markets On BetSafe